Workers’ Compensation

Rising above the rest

Our workers’ compensation insurance program is based on the following principles:

• Guaranteed net cost for easier and more accurate budgeting
• Premiums based on individual school claim experience
• Daily access to claims representatives and nurse case managers
• We follow the injury management model – best in class
• Medical bill re-pricing offers significant savings
• Provide defense resources with demonstrated expertise in school/public entity related law/claims
• Work collaboratively with risk control to identify and address loss cost drivers for schools

We assign a dedicated and experienced account management team to provide focused support to your organization

Pennsylvania accounts receive a team comprised of the following team members:

• Your entity’s insurance producer/representative
• Program dedicated underwriting staff
• CM Regent Insurance Company (workers’ compensation division)
• Risk Control consultant

The CM Regent Insurance Company^® Injury Management Model

CM Regent Insurance Company focuses on care and concern for injured workers in order to provide the best medical care for a full recovery and return to work.

Benefits provided include:

• Online claim reporting (PA accounts only)
• Fixed-rate litigation fees and medical bill review/bill re-pricing
• Assistance with participants with developing/reviewing physician panels and limited time transitional return-to-work programs
• Customized narcotic/pain-management containment protocol and dedicated in-house Medical Management Department
• Reasonable adjuster caseload, ensuring quality claims management, effective communication and up-front efficient claim cost management
• Specialized workers’ compensation claims reviews
• Access to Concentra Telemed®, the first telemedicine platform for work-related injuries and illnesses.

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The first telemedicine product designed specifically for workers’ compensation injuries.

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